Welcome to the FMA Member Insurance Marketplace

Welcome to the FMA Health Insurance Exchange

The FMA Health Insurance Exchange is an online marketplace where members and their employees, can compare and purchase products and services from insurance providers that compete for business within the exchange.

Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work with FMA members.

FMA-Portfolio-Banner

SHOP PLANS FROM LEADING COMPANIES:

HEALTH INSURANCE SOLUTIONS FOR FMA MEMBERS:

The FMA Health Insurance Exchange is a multi-carrier private exchange designed for FMA members and their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more.

As a small employer group, chances are you fall into one of the following predicaments:

  • You provide a small group health plan for employees and the cost keeps getting higher and higher each year.
  • Costs are too high. You don’t offer group coverage, telling your employees to fend for themselves.

Either way, there’s a new alternative. Under the Affordable Care Act, businesses with fewer than 50 full-time equivalent employees will not be penalized for not providing group health insurance to their employees. An alternative concept to offering group insurance is for small employers to provide a way for their employees to purchase their own individual coverage on the public or private exchange.

Beginning with effective dates of January 1, 2014 and thereafter, all health insurance plans available through the exchange cant turn you or your employees down or charge you more because you are sick or have a health condition. So you don’t have to worry about one of your employees being denied coverage.

Just as every employee is unique, so are their benefit needs. Employers now have a way to address the different requirements of each employee, while also managing the company’s bottom line. That means cost control and predictability for the employer, and greater  involvement and choice for the employee.

Employers create a private exchange account, choose the benefit plan options to make available, set up a defined contribution strategy, and allow employees to shop for their own benefits.

Request a Quote and we’ll give you an analysis and cost breakdown of how the private exchange might work for you and your employees.

Employer Groups: Sign up for a live private exchange demonstration

LATEST FMA INSURANCE MARKETPLACE NEWS:

Getting the Most out of Open Enrollment

With 2020 Open Enrollment period in full swing, families across the country are reviewing their current insurance coverages and seeing what other options may be available to them. Below are a few tips to help you navigate the process. Learn the Language Insurance jargon may be enough to make some people’s heads spin but learning just …

Upcoming 2020 Individual Health Insurance Open Enrollment Webinar

Join us for a free webinar on Wednesday, October 30 from 1:00pm-1:30pm EDT, where we’ll review the upcoming 2020 Individual Health Insurance Open Enrollment period and cover topics such as important dates, preparation tips, industry updates, and more! Reserve your spot by registering today. Can’t make it to the webinar? Register anyway and we’ll send …

The Difference Between AD&D and Term Life Insurance

Whether talking about a good book, a movie, or their own lives, no one ever likes to think about the end. But there comes a point in our lives when we start to consider the one thing we love to think about: our families. The simple truth is that your family has come to depend …

5 Reasons to Adopt a Senior Pet

Every year approximately 3.2 million animals are adopted from shelters in the United States. And while everyone loves how cute puppies and kittens can be, adopters sometimes find that they aren’t able to handle the needs of their pet. When this happens, the animal is often returned to the shelter, or worse — put outside …