Welcome to the FMA Member Insurance Marketplace

Welcome to the FMA Health Insurance Exchange

The FMA Health Insurance Exchange is an online marketplace where members and their employees, can compare and purchase products and services from insurance providers that compete for business within the exchange.

Unique decision support technology within the exchange is backed by licensed benefits counselors trained specifically to work with FMA members.

FMA-Portfolio-Banner

SHOP PLANS FROM LEADING COMPANIES:

HEALTH INSURANCE SOLUTIONS FOR FMA MEMBERS:

The FMA Health Insurance Exchange is a multi-carrier private exchange designed for FMA members and their staff and dependents. Available to both individuals and employer groups, the exchange offers a wide range of health insurance choices and more.

As a small employer group, chances are you fall into one of the following predicaments:

  • You provide a small group health plan for employees and the cost keeps getting higher and higher each year.
  • Costs are too high. You don’t offer group coverage, telling your employees to fend for themselves.

Either way, there’s a new alternative. Under the Affordable Care Act, businesses with fewer than 50 full-time equivalent employees will not be penalized for not providing group health insurance to their employees. An alternative concept to offering group insurance is for small employers to provide a way for their employees to purchase their own individual coverage on the public or private exchange.

Beginning with effective dates of January 1, 2014 and thereafter, all health insurance plans available through the exchange cant turn you or your employees down or charge you more because you are sick or have a health condition. So you don’t have to worry about one of your employees being denied coverage.

Just as every employee is unique, so are their benefit needs. Employers now have a way to address the different requirements of each employee, while also managing the company’s bottom line. That means cost control and predictability for the employer, and greater  involvement and choice for the employee.

Employers create a private exchange account, choose the benefit plan options to make available, set up a defined contribution strategy, and allow employees to shop for their own benefits.

Request a Quote and we’ll give you an analysis and cost breakdown of how the private exchange might work for you and your employees.

Employer Groups: Sign up for a live private exchange demonstration

LATEST FMA INSURANCE MARKETPLACE NEWS:

Knowing Your Options Outside of Open Enrollment

While the annual Open Enrollment period focuses on ACA-compliant individual major medical insurance, there are still other forms of insurance available for potential enrollees. Knowing Your Options According to healthinsurance.org, “ACA-compliant coverage refers to a major medical health insurance policy that conforms to the regulations set forth in the Affordable Care Act (Obamacare)…This means they …

3 Signs That Your Pet Needs to Go to the Vet

It’s not always easy to tell when your pet needs to go to the vet. Some animals are masters at masking pain and other problems they may be dealing with, so you may not always know when your pet needs medical attention. To help make things easier, we’ve compiled a list of three of the …

What to Expect: Seeing Your Way Through Cataracts Surgery

No one ever claimed that getting older would be fun. And while the many technological advancements in medicine can’t solve everything related to aging, it can help restore vision loss due to cataracts. What are Cataracts? According to All About Vision, “A cataract is a clouding of the lens inside the eye, causing vision loss …

Helpful Dental Hygiene Hacks for Kids

A common question among parents is when they should begin teaching their children oral hygiene. Many dentists assert that parents can start laying the groundwork for good brushing habits before their child’s first tooth even breaks the surface. According to the Centers for Disease Control (CDC), tooth decay is the most common chronic disease found …