News

21
Sep

Changes Coming to Medicare Benefits in 2021

Like health insurance benefits, Medicare benefits can also change from year to year. Most of these changes tend to be minor, but for seniors who may be living on a fixed income it’s important to factor any Medicare rate changes into your budget planning. So what can Medicare enrollees expect in the coming year? New …

17
Aug

6 Ways to Use the Power of Life Insurance

The bottom line: When you die, life insurance provides money to the people who depend on you. It can also do much more. So, how do you know which type of policy to choose for a particular need you may have? There are two main types of life insurance policies: Term Policies: For short-term needs, …

22
Jun

How to Minimize Your Long-Term Care Risk

Watching a loved one struggle with living independently in their old age is hard — being the one struggling must be even harder. Activities of Daily Living (ADLs) are used as a way of determining a person’s ability to live independently or see if they need help. That help can range from a family member …

18
May

Why Young People Need Disability Insurance

When we’re young, we don’t always think about what could happen in the future. The truth is, debilitating accidents, illnesses, and injuries can happen to anyone, at any time, and any age. So no matter how young you are, it’s important to have a long-term disability insurance plan in place that can help protect your …

20
Apr

My Pet Ran Away, What Do I Do?

One of the scariest situations anyone can face is a missing pet. The good news is, when a pet runs away, they seldom go very far – which makes it more likely to reunite with them. According to a 2012 study, 59% of lost cats and 20% of lost dogs return home on their own …

23
Mar

Group Health Coverage Basics for Small Businesses

Offering health insurance to your employees may sound like an overwhelming process — but it doesn’t need to be. Once you’ve identified your business’s needs and know the basics of group health insurance, the rest is easy. So, what do you need to know first? What’s the difference between group and individual health plans? According …

17
Feb

Two Ways That Life Insurance Helps Our Communities

What would your family do if you were no longer there to help support them? For many families throughout the country, this is a question that is sometimes asked too late. Maintaining a way of life can become extremely difficult after the death of a spouse or partner — not just emotionally, but financially as …

20
Jan

The Growing Need for Special Needs Dental Care

A trip to the dentist can be an extremely traumatic experience for children with developmental disabilities and special needs. According to the CDC, recent estimates in the United States show that about one in six children aged 3 – 17 have one or more developmental disabilities. Additionally, many studies have noted that those who suffer …

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