Dispelling 3 Myths of Long-term care
How much of our lives do we spend thinking about the future? When we’re kids, we think about what we’re going to be when we grow up, what our first car will be, whether or not we’ll get married or…
New Strategies to Save Money on Group Health Costs in 2019
As group health insurance costs continue to increase, many employers are looking for new, creative ways to save money while still providing their employees with coverage. Reference Based Pricing Reference Based Pricing is a rapidly growing strategy that a number…
3 Ways Pets Keep Us Happy And Healthy
According to the 2017-2018 National Pet Owners Survey, 68% of U.S. households (about 85 million families) own a pet. This number is up a whopping 56% since the first survey conducted in 1988 and has led to a steady increase…
I Missed Open Enrollment and Need Health Coverage — What Are My Options?
The next official ACA Open Enrollment period isn’t slated to begin until November 1, 2019. But depending on your circumstances, you may not have to wait that long to obtain coverage. Qualifying Life Events and Special Enrollment Periods Sometimes our…
Is An HSA Right For You?
Over the past ten years, Health Insurance has been a hot-topic issue in political arenas and dinner tables alike all throughout the country. From navigating the Affordable Care Act (ACA) regulations and compliance details to researching the available insurance offerings…
Invisible Disabilities And The Battles Within
Throughout the history of civilization, there have always been things that we did not understand— things that we believed to be real but couldn’t see. Faith, love— even germs all spring to mind though we may not have always had…
What Medicare Supplemental Insurance Can Do That Medicare Can Not
Getting older is never any fun passed the age of 21. But oftentimes with age comes maturity, experience, and perspective. And by the time you find yourself approaching the golden age of 65, you’re probably able to look back at…
When To Reassess Your Life Insurance Needs
When it comes to Life Insurance, there is no one-size-fits-all. Like Health Insurance, your desired coverage amount can change depending on your unique circumstances. What works for you now, may not work for you five to 10 years from now,…
Blue Blocker Lenses: Are They Worth The Hype?
As our bodies continue to age, it is understandable that we begin to experience more changes. And whether we like it or not, doctors and other medical specialists are here to help us make sure that our bodies are operating…
What You Should Know: Home Breast Cancer DNA Tests
In March of this year, ancestry DNA testing giant, 23andMe, announced that they would begin testing user DNA for Breast Cancer genes, more specifically identified as the BRCA1 and BRCA2 genes. While technically able to test for these genes for…